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Focus on the real work, not paperwork


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As an HVACR professional, your time is money. Managing an HVACR business is demanding enough. The last thing you should be worrying about is chasing down receipts or wondering where your money went.

Enter Text Message Receipt + Memo Capture, the latest feature from the ACCA Business Mastercard. It’s designed to take the chaos out of managing expenses so you can stay focused on what really matters.

So, how does it work?

If you’re not tracking expenses today, it’s like running a business with a blindfold on. You have no idea what’s being purchased, by whom, or even why—and that can lead to spiraling costs.

Picture this: One of your techs heads to Home Depot to grab a blower motor for an urgent repair. While they’re there, they pick up a few extra items—maybe a new tape measure, some snacks, or a couple of personal items. The receipt comes back to you (if it comes back at all), but now you’re left scratching your head.

If you are tracking expenses, you know how tedious and frustrating it is. Crumpled, smudged receipts in your glove compartment, endless reminders to your team: “Can you upload your receipt from last week?” It’s a mess.

With Text Message Receipt + Memo Capture, we heard your pain—and we acted on it, making this process seamless and easy, even for the busiest HVACR fleet managers.

Here’s how it works:

  1. Snap a picture: Grab your phone, snap a photo of the receipt—whether it’s for tools at the supply house or coffee for the crew—and text it to us.
  2. Automatically match: Our system matches receipts to the correct transaction on your card.
  3. Add a memo: Include details like “blower motor for job #205,” so you can keep track of purchases.

That’s it. No more chasing down receipts. No more manual matching. No more spending extra bookkeeping hours trying to figure out who spent what.

You’ll now have a permanent, searchable record of all receipts and memos. Need to find a specific transaction? Just search for keywords like “cheeseburger” on your Transactions page, and every relevant receipt will appear in seconds.

Why this matters for HVACR professionals like you

When it comes to running an HVACR business, efficiency is key. The ACCA Business Mastercard already provides robust benefits, including cashback rewards and a package of flexible loans. This new feature takes that foundation a step further, helping you:

  • Save time: Automate receipt tracking and focus on the real work instead of paperwork.
  • Stay organized: Keep all receipts and memos in one secure, searchable place.
  • Boost productivity: Reduce administrative overhead, allowing your team to focus on delivering excellent service.

These enhancements are all part of our continuous commitment to supporting ACCA members and the larger HVACR community with tools that make running a business simpler and more efficient than ever before.

Not an ACCA Business Mastercard holder yet?

Head to accacard.com to learn more and start your application. Applications take under 2 minutes and have absolutely zero impact on your personal credit. All the reward, none of the risk.

Already have the card? Activate Text Message Receipt + Memo Capture

Activating this feature is as simple as it sounds. No complicated steps, no extra hoops. Book a quick consultation with our team, and we’ll get you started.

We know how much you have on your plate daily. That’s why we’re committed to providing tools like the ACCA Business Mastercard to make life easier and your business stronger.

We’re here to help you succeed—however, whenever.


Posted In: Business Development, Data Management, Money, Office & Technology, People Management, Sales & Marketing

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